National Surplus Recovery Agency

Unlock Your Surplus: Claim What's Yours

What Happens After a Foreclosure

When a property goes through a tax deed or mortgage foreclosure, the county conducts a foreclosure auction to recover unpaid taxes or mortgage balances. The auction begins with an opening bid equal to the amount owed.
What many people don’t realize is that if the property sells for more than the opening bid, the excess funds, known as surplus funds, are rightfully owed to the previous owner. While counties attempt to notify eligible individuals, these surplus notices are often sent to the last known address, leaving many unaware of their potential claim.

How It Works: Surplus Funds Recovery Made Easy

Assess Your Eligibility

Our expert team starts by evaluating your eligibility to claim surplus funds. We'll review the details of the foreclosure auction and assess if you qualify for potential recovery.

Gathering Information

Once your eligibility is confirmed, we work closely with you to gather all the essential information and documents required for the claim process. Our dedicated agents will guide you through the necessary steps.

Legal Actions & Documentation

Our legal department handles all necessary actions and documentation to initiate your claim. If additional legal expertise is needed, our team is ready to assist. We ensure a thorough and compliant process, providing peace of mind every step of the way.

Due Diligence & County Interaction

Our experienced agents conduct meticulous due diligence to maximize the chances of a successful claim. We liaise directly with counties across the entire United States to expedite the recovery process.

Notarization and Claim Submission

After finalizing the documents, we ensure that the required county documents are properly notarized to validate the claim. We can either assist with the notarization process or provide guidance if you prefer to handle it yourself. Once complete, the claim is submitted to the appropriate county or state treasury department.

Ongoing Follow-Up

Once the claim is submitted, we handle all follow-ups with the county or state treasury department to ensure the process moves forward smoothly. Throughout this stage, we keep our clients informed with regular updates until the claim is successfully paid out.

Successful Payout 

Our commitment and expertise ensure the highest possible chance of a successful payout. Once the surplus funds are disbursed to the rightful owner or heirs, we ensure a smooth and timely distribution of the funds, securing the best outcome throughout the process.

Contact Us

We are a licensed, insured, and bonded company that partners with counties to assist individuals in recovering these unclaimed funds. By working with county records, we receive updated lists of individuals entitled to surplus funds, allowing us to efficiently identify and connect with potential claimants. Our dedicated team of researchers and investigators specializes in locating individuals who may be owed surplus funds. Once we identify a claimant, we reach out to explain the process and provide clear guidance on how to file their claim. Our mission is to simplify and expedite the recovery process by managing all interactions with the county on your behalf, ensuring you receive your entitled funds quickly and effortlessly.